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Too many credit checks (as well as applying for/opening too many accounts) can give the impression that you’re a credit risk. There are no trial periods, catches, gimmicks or fine print, and we’ll never ask for your credit card information or bill you by surprise.
Apply for new credit accounts sparingly, to limit the amount of credit checks you may incur. A free Credit Sesame account has no expiration, and gives you a full, updated view of your credit score and profile each month from one major credit bureau.
Too many “hard” checks of your credit can ding your score.
A free Credit Sesame account utilizes information from Trans Union, one of the three credit reports from the major national credit bureaus.The 3 major credit bureaus include Equifax, Trans Union, and Equifax.Not all credit reports will be equal as not all information is relayed to each credit bureau.And you can see your updated score anytime you log in, see the credit score range you’re currently in, and track your progress as your credit continues to improve and grow.Your score is essentially a 3-digit summary of your credit health.