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Fraudsters are becoming more sophisticated in their methods, but so are consumers.You can make a difference not only in your own life, but in the lives of the people you care about by recognizing, rejecting and reporting fraud.Examine all of the terms and conditions of any offer very carefully—claims of free or very cheap offers often have hidden costs.

These premium rate calls can be very expensive, and the scammers will try to keep you on the line for a long time or ask you to call a different premium rate number.Your guide to protection against fraud First published by the Competition Bureau Canada 2012 Reproduced with permission from the Australian Competition and Consumer Commission Illustrations by Pat Campbell Except as otherwise specifically noted, the information in this publication may be reproduced, in part or in whole and by any means, without charge or further permission from the Competition Bureau provided due diligence is exercised in ensuring the accuracy of the information reproduced; that the Competition Bureau is identified as the source institution; and that the reproduction is not represented as an official version of the information reproduced, nor as having been made in affiliation with, or with the endorsement of the Competition Bureau.For permission to reproduce the information in this publication for commercial purposes, please contact the: Consumer confidence in the marketplace is of the utmost importance for the government.You may receive a phone call, an email, a text message or see a screen on your computer.There are often costs involved with claiming your prize, and even if you do receive a prize, it may not be what was promised to you.

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